Attention homeowners in Branford and New Haven County: Get an Appraisal today!
Check out the top seven reasons CT homeowners hire P C Appraisal Services:
Own a house in or near Branford, CT and need help determining the value of it?
We at P C Appraisal Services understand the individual needs of a customer after appraisal services. Our regular business clients understand the appraisal process and the standard "products" we deliver to them. As our client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at P C Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.
Need to remove PMI?
A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. P C Appraisal Services is experts in helping people just like you rid themselves of unneeded PMI insurance.
Challenging a property tax assessment
Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from P C Appraisal Services is your number one weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. A professional appraisal from P C Appraisal Services can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for precision, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? P C Appraisal Services offers field reviews where we'll go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.