Real estate appraisal services for homeowners in the city of Branford and New Haven County

See the top 7 reasons CT homeowners hire P C Appraisal Services:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To reduce your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a CT divorce, when real estate property needs to be divided
To determine the true market value of property in question to settle an estate in New Haven County or the state of CT

Need help determining the value of your home in or near Branford, CT?
Contact P C Appraisal Services.

We at P C Appraisal Services understand the individual needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

Need to remove PMI?

A fashionable way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At P C Appraisal Services, we're qualified in helping people just like you delete unneeded PMI insurance.

Challenge property tax assessments

Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. This means you're probably paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from P C Appraisal Services is your number one weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be disadvantageous from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from P C Appraisal Services can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for precision? An appraiser from P C Appraisal Services can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? P C Appraisal Services can help you with that. Even though this is typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.